政府将提供一笔10,000美元的贷款,为期24个月。该机构对前12个月的名义利率为8%,12个月后未付余额的名义利率为9%两种利率按月复利。根据这些利率,需要多少等额的24个月的月末还款才能偿还贷款?
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84785034 | 提问时间:2022 10/06 22:36
,需要多少等额的24个月的月末还款才能偿还贷款
=(10000*8%*(P/A,0.08,12)+10000*9%*(P/A,0.09,12)*(P/F,0.08,12)+10000)/((P/A,0.08,12)+(P/A,0.09,12)*(P/F,0.08,12))
=(10000*8%*7.5361+10000*9%*7.1067*0.3971+10000)/(7.5361+7.1067*0.3971)=1972.67
2022 10/06 22:54
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